Terms and Conditions

1. Acceptance of Terms

By accessing or using the Terbit Untungtek website, platform, or any associated services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services. We may update these Terms from time to time, and continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

2. Description of Services

Terbit Untungtek provides software-based analytics, capital efficiency tools, and related informational content intended to support business treasury management decisions. The Services are provided on an "as is" and "as available" basis. Terbit Untungtek does not guarantee that the Services will be uninterrupted, error-free, or suitable for any particular purpose.

3. No Financial Advice

Nothing provided through the Services constitutes financial, investment, tax, legal, or professional advice. Any outputs, insights, forecasts, or recommendations generated by Terbit Untungtek are for informational purposes only and should not be relied upon as the sole basis for any business or financial decision. You should seek independent advice from a qualified professional before acting on any information obtained through the Services.

4. Eligibility and Account Responsibilities

You must be authorised to act on behalf of the business entity you represent when using the Services. You are responsible for maintaining the confidentiality of any login credentials associated with your account and for all activities that occur under your account. You agree to notify Terbit Untungtek promptly of any unauthorised use or security breach.

5. Acceptable Use

You agree not to misuse the Services, including but not limited to: attempting to gain unauthorised access to any systems or data; reverse engineering, decompiling, or disassembling any part of the Services; using the Services for unlawful purposes; interfering with the normal operation of the platform; or submitting false, misleading, or fraudulent information.

6. Intellectual Property

All content, software, trademarks, logos, and materials made available through the Services are the property of Terbit Untungtek or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such materials except for a limited, non-exclusive, non-transferable licence to use the Services in accordance with these Terms.

7. Fees and Payment

Where the Services are offered on a paid basis, applicable fees, billing cycles, and payment terms will be communicated to you separately at the point of engagement. Failure to pay fees when due may result in suspension or termination of access to the Services, subject to any notice period agreed between the parties.

8. Data and Privacy

Your use of the Services is also governed by our Privacy Policy, which describes how we collect, use, and safeguard information. By using the Services, you consent to the practices described in that Policy. Please refer to the Privacy Policy for full details.

9. Limitation of Liability

To the fullest extent permitted by law, Terbit Untungtek shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunity, arising out of or in connection with your use of or inability to use the Services, whether based in contract, tort, or any other legal theory, even if Terbit Untungtek has been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Terbit Untungtek, its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Services or your violation of these Terms.

11. Termination

Terbit Untungtek reserves the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, Terbit Untungtek, or third parties. You may discontinue use of the Services at any time.

12. Third-Party Links and Services

The Services may contain links to third-party websites or integrations with third-party tools. Terbit Untungtek does not endorse and is not responsible for the content, accuracy, or practices of any third-party sites or services. Your use of any third-party service is at your own risk and subject to that provider's own terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Terbit Untungtek operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

15. Changes to These Terms

Terbit Untungtek may revise these Terms at any time by posting an updated version on this page. We encourage you to review these Terms periodically. Your continued use of the Services following any changes indicates your acceptance of the revised Terms.

16. Contact

If you have questions about these Terms, please get in touch via our contact page.

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