Platform Features
Every tool your treasury team needs, built into one platform
Terbit Untungtek combines predictive cash analytics, automated allocation logic, and transparent reporting so finance teams can move from reactive to proactive capital management.
What's Inside
A connected system for capital efficiency
Each feature in Terbit Untungtek is designed to work alongside the others — forecasting feeds allocation, allocation feeds reporting, and reporting feeds your next decision.
Predictive cash flow modelling
Machine learning models project short and medium-term cash positions using your transaction history, receivables pattern, and seasonal variation — updated continuously as new data arrives.
Automated capital routing
Idle balances are identified and routed according to rules you define, balancing liquidity needs against efficiency targets without manual spreadsheet work.
Configurable thresholds
Set minimum liquidity buffers, exposure limits, and approval gates so automation operates strictly within boundaries your finance team controls.
Transparent reporting
Every allocation decision is logged with the data and rule that triggered it, giving finance and audit teams a clear, reviewable trail at all times.
Core Capability
Built around how treasury teams actually work
Terbit Untungtek was shaped around the day-to-day realities of managing business cash: multiple accounts, shifting receivables, and decisions that need to be made quickly but carefully. The platform surfaces what matters without burying teams in dashboards they don't have time to parse.
- Single view across linked accounts, updated near real-time
- Plain-language explanations alongside every model output
- Adjustable allocation rules that evolve with your policy
- Exportable reporting for internal review and audit
Integrates via secure data connections with standard UK business banking feeds. Configuration adapts to your existing chart of accounts.
In Practice
How teams put Terbit Untungtek to work
Connect your accounts
Link business accounts securely. Terbit Untungtek begins building a baseline picture of cash movement from day one.
Set your policy
Define liquidity buffers, allocation targets, and approval rules — the boundaries the platform will operate within.
Review and refine
Monitor forecasts and allocation decisions through clear reporting, adjusting rules as your business changes.
Frequently Asked
Feature-specific questions
Does Terbit Untungtek move money automatically, or just recommend actions?
This depends on the configuration you choose. Allocation can run fully automated within your defined thresholds, or be set to require manual approval for each action.
How far ahead does the forecasting feature project?
Forecast windows are configurable to match your planning cycle, typically covering short-term liquidity needs through to medium-term planning horizons.
Can we adjust allocation rules after setup?
Yes. Rules, thresholds, and buffers can be edited at any time as your business or policy needs change.
What does the reporting feature actually show?
Each report includes the data inputs, the rule applied, and the resulting action, giving a reviewable trail for internal finance or audit purposes.
Have a question not covered here? Get in touch with our team.
See these features applied to your own cash data
Start a conversation about how Terbit Untungtek can be configured around your treasury policy and reporting needs.
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